ACTIONABLE CLIMATE INSIGHTS

A climate risk adaptation platform for property and casualty insurers.

We leverage the power of AI to build climate forecasts that help you diversify your climate risk portfolio. Two weeks, two months, +50 years out. At any level of granularity.

We created a product that fits your needs

For insurers of the property and casualty industry

Portfolio planning

  • Incorporate climate analytics into portfolio and reinsurance decisions. Identify regions and lines of business that may become less economically viable to insure, invest in, and operate

Pricing

  • Integrate short and long-term hazards into the pricing
  • Identify areas where risk is growing or lessening to adjust pricing adequately 
  • Competitive landscape analysis to get insight on how the market is evolving
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Risk Avoidance

  • Our probability clusters help minimize impacts of climate risk through risk engineering and resiliency insights
  • Offer solutions to improve risk mitigation by identifying areas where risk is expanding or receding
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Regulatory Response

  • Quantitative and qualitive responses to national and state regulatory requirements
  • Climate risk reporting requirements for publicly traded insurance
80-20 was created to mitigate one of the most likely and high impacting risk businesses face: the effects of climate change.
  • Climate projections: to identify growing or shrinking market opportunities beyond a 2-week horizon

2010 Actual Tornado intensities by State

2020 Actual Tornado intensities by State

2030 Actual Tornado intensities by State

  • Probability clusters:
    To define expected severities of various climate risks, at any point in time and at all levels of granularity

Clusters by country

  • Market intelligence tool: to evaluate the competitive landscape in the context of new products, growing markets, rate changes, and competitor claims experience in the context of climate risk
  • Portfolio Diversification:
    To plug in proprietary data to identify regions and lines of business that may become more or less economically viable to insure, invest in, and operate within

Our projections are up to 80% more accurate than publicly available models.

Accurate

Our climate projections are up to 80% more accurate than publicly available models. We identify cross-climate risk correlations and sequencing that serve to continuously increase projection accuracy.

User-Friendly

Our Pareto SaaS platform puts tools in the hands of the user and identifies risks and opportunities that are relevant to the insurance industry.

Transparent

All our data is publicly available, and we are fully transparent about the way we build our climate projections